Residential
Khata Transfer in Bangalore: Process, Charges, Documents & Online Guide
May 29, 2026
Khata transfer in Bangalore is the process of updating BBMP (Greater Bengaluru Authority) property tax records to reflect the new owner's name after a sale, inheritance or gift — and it is mandatory for every property buyer before paying property tax or applying for a home loan. The transfer can be done online through the e-Aasthi portal (bbmpeaasthi.karnataka.gov.in) or at the local BBMP ward office, with standard cases typically processed within 15–30 working days. Khata transfer is relevant for every flat buyer, plot owner, heir or gift-deed recipient who has recently acquired property in Bangalore.
What Is Khata Transfer in Bangalore?
Understanding the Khata transfer process is crucial if you are buying property in Bangalore. If you buy a new house, commercial building or plot of land, the Khata determines ownership and municipal acceptance of the property.
A Khata is a formal document released by the BBMP (Bruhat Bengaluru Mahanagara Palike), Bangalore's governing municipal corporation. It contains crucial information about your property, such as the owner's name, location, dimensions, built-up area and the property identification number. It is a municipal record that connects your property with the city's property tax system.
Without a Khata in order, you cannot lawfully register your property on your behalf, apply for a building plan approval or even apply for home loans or renovation loans. It is also needed for water, electricity and sanitation connections. If you wish to fully utilise your property without legal trouble, making a Khata transfer should rank high on your post-buying to-do list.
For homeowners of well-planned communities like those developed by the Brigade Group, initiating a Khata transfer early ensures uninterrupted access to utilities and financial services.
When Do You Need to Transfer Khata?
There's a Khata transfer whenever there is a property ownership change. This may occur when:
- You sell or purchase a property.
- The property is inherited through a will, succession or gift deed.
- The court directs the transfer of ownership.
- When a builder hands over a flat to the first buyer in a new apartment complex.
- You inherit the property through government allotment or auction.
The transfer makes it official and legal by making the new owner's name appear in the BBMP records.
Why Is Khata Transfer So Important?
Without a legitimate Khata certificate:
- You cannot register the property in your name.
- You cannot pay property taxes.
- You cannot take advantage of education or home improvement loans or use the property as collateral.
- You cannot link your property to financial records, such as for loan processing or tax declarations.
- You cannot legally use your property for any financial or official transaction without a proper Khata.
What Does the Process Involve?
To transfer a Khata, you have to provide such documents as:
- Sale deed
- Previous Khata certificate
- Encumbrance certificate
- ID and address proof
The BBMP charges a minimal processing fee and the procedure takes 2 to 4 weeks, depending on the case.
Avoid delay or rejection by double-checking the documents before applying and ensuring that your property has no legal complications.
Though it may seem like a paperwork formality, a Khata transfer is vital to establishing legal ownership of your Bangalore property.
Types of Khata: A Khata vs B Khata
When organising a Khata transfer in Bangalore, understanding the two forms of Khata certificates from the BBMP office is important to understand.
A Khata:
This is conferred to properties under BBMP jurisdiction that meet all the zoning and building requirements. An A Khata facilitates owners' pursuit of property registration, obtaining home improvement loans or education loans and attaching the property to a bank account or savings account. You also get a legitimate Khata extract and property identification number.
B Khata:
Released to B Khata properties that fall short of sanctioned parameters, usually in illegal layouts. While owners of B Khata can pay property tax, they cannot secure a loan or get a building permit unless they are regularised.
Before initiating the Khata transfer process or online Khata transfer, always check whether the property is an A Khata or B Khata. This directly affects ownership rights, loan eligibility and applicable transfer fees.
Documents Required for Khata Transfer in Bangalore
For purchase-based Khata transfer:
- Registered sale deed (attested copy)
- Encumbrance Certificate (EC) for minimum 15 years
- Previous Khata certificate in seller's name
- Latest property tax paid receipt
- Identity proof (Aadhaar / PAN)
- Possession certificate (if applicable)
- NOC from builder or housing society (for apartments)
For inheritance-based Khata transfer:
- Death certificate of previous owner
- Legal heir certificate issued by competent authority
- Will or succession certificate (if applicable)
- All above documents as listed for purchase transfer
Always confirm the Khata type (A or B) before applying, which impacts document requirements and transfer eligibility.
Step-by-Step Khata Transfer Process in Bangalore
The Khata transfer process in Bangalore is essential for legal ownership and hassle-free operation of associated financial and civic services. Here's a detailed step-by-step process:
Step 1: Document Collection
Start by assembling all the required documents, such as your sale deed, encumbrance certificate, latest property tax receipts, occupancy certificate, and, in case it's a gift, gift deed or possession certificate. Also, have a copy of the previous Khata certificate and ensure your property identification number matches all documents.
Step 2: Submit the Application
You can apply online via the e-Aasthi portal (bbmpeaasthi.karnataka.gov.in) or offline at your local BBMP ward office or Bangalore One centre. Online applications are faster and allow status tracking.
Step 4: Pay Transfer Fee
The fee is 2% of the stamp duty paid at registration, with a minimum of ₹500. See the full fee table in the "Khata Transfer Charges" section below.
How to Apply for Khata Transfer Online (e-Aasthi Portal)
The e-Aasthi portal is the official BBMP platform for all Khata-related services. Here is the exact process:
Step 1: Go to bbmpeaasthi.karnataka.gov.in
Step 2: Log in using your registered mobile number and OTP
Step 3: Select "eKhata Mutation / Transfer" from the services menu
Step 4: Enter your property's ePID (electronic Property Identification Number) from your sale deed or previous Khata
Step 5: Upload required documents — sale deed, EC, previous Khata, property tax receipt, ID proof and NOC
Step 6: Pay the applicable fee online via net banking, UPI or debit card
Step 7: Note your Sakala application number for status tracking
Standard dispute-free applications are processed within 15–30 working days. Cases requiring physical site verification may take up to 45 working days.
Khata Transfer Charges in Bangalore 2025–26
"Khata transfer charges" (1,179 impressions), "ekhata transfer charges" (218 impressions) and "what is mutation fee in e khata" (454 impressions) — all high-volume, all zero or near-zero click — with no dedicated charges section on the page.
| Fee Component | Amount |
|---|---|
| Khata Transfer Fee | 2% of stamp duty paid at registration (minimum ₹500) |
| Application Fee | ₹110 |
| Khata Certificate Fee | ₹25 per copy |
| Khata Extract Fee | ₹100 per copy |
| e-Khata Processing Fee | ₹170 |
Source: BBMP / e-Aasthi portal fee schedule. Verify current fees at bbmpeaasthi.karnataka.gov.in or your local ward office before payment, as charges are subject to revision.
Worked example: If you paid ₹3,00,000 as stamp duty at registration:
- Khata transfer fee = 2% of ₹3,00,000 = ₹6,000
- Plus application and certificate fees = approximately ₹300–₹400
- Total approximate cost: ₹6,300–₹6,500
Khata Transfer from Builder to Owner
When a builder hands over a flat to the first buyer in a new apartment project, the Khata must be transferred from the builder's name to the buyer's name.
Additional documents required for builder-to-owner transfer:
- Occupancy Certificate (OC) issued by BBMP/GBA
- Completion Certificate (CC)
- Possession letter from the builder
- NOC from the builder confirming no dues
Important: Many flat buyers assume the builder handles the Khata transfer. The builder's responsibility ends at handing over the OC. The Khata transfer into the buyer's name is the buyer's responsibility and must be completed after registration.
Steps are the same as a standard Khata transfer — apply on e-Aasthi portal with the above additional documents.
How to Check Khata Transfer Status Online
Once you have submitted your application, track your status through:
Method 1 — e-Aasthi Portal:
- Go to bbmpeaasthi.karnataka.gov.in
- Log in with your mobile OTP
- Navigate to "eKhata Status based on ePID"
- Enter your ePID or acknowledgement number
Method 2 — Sakala Portal:
- Go to sakala.karnataka.gov.in
- Enter your Sakala application number received at submission
- View current status and estimated completion date
Step 3: Verification
The revenue officer will ensure the property details, reconcile the documents and potentially visit the property, particularly for B Khata properties or e Khata conversions.
Step 4: Pay Transfer Fee
Upon approval, pay the Khata transfer fee, typically 2% of the value of the property registration.
Step 5: Get the Khata Certificate & Extract
On payment, you'll receive the revised Khata certificate and Khata extract, which are vital for future transactions such as loans, bank account updates and property transfers.
Bangalore Khata Transfer Charges & Timeline
Understanding Bangalore Khata transfer charges can help you budget accurately. The charges include:
- Transfer Fee: 2% of the stamp duty paid during property registration
- Khata Certificate Fee: ₹25
- Khata Extract Fee: ₹100
- Legal Heirship Khata Transfer Fee: ₹10 per ₹1,000 of property value
- Notarisation or service provider charges may vary depending on whether you hire a legal agent or apply independently.
The typical timeline for Khata transfer in Bangalore is 30–90 working days, but it may vary depending on BBMP’s internal processes and property type.
Online Khata Transfer: Is It Possible?
You can now initiate an online Khata transfer through BBMP's SAKALA portal, a government initiative to ensure time-bound service delivery. This digital method allows for application submission, document uploads, and application status tracking.
Steps to apply for Bangalore Khata transfer online:
- Visit the BBMP SAKALA portal
- Register and log in
- Fill out the Khata transfer form
- Upload all required documents
- Pay applicable fees online
- Track application status
Online processing has reduced footfall at the BBMP office while improving transparency, though in some cases, a physical visit may still be required for final verification.
Tips for a Smooth Khata Transfer
- To ensure a hassle-free Khata transfer in Bangalore, double-check your sale deed, encumbrance certificate and property tax receipts—they must be up-to-date and error-free. These are the key documents necessary for the Khata transfer process in Bangalore.
- Verify whether your property falls under the BBMP jurisdiction or BDA limits, as the Khata transfer process and timeline vary. If you own a B Khata property, initiate the process to regularise it before applying for Khata registration or BBMP Khata transfer.
- Obtain the latest encumbrance certificate reflecting clear ownership and have your previous Khata, occupancy and possession certificates ready.
- Always keep digital and physical copies of all property details and documentation, especially your Khata certificate, Khata extract and proof of property registration. Cross-check your property identification number across all records to avoid mismatches.
- If you apply for Bangalore Khata transfer online, retain proof of transfer fee payment via DD or challan. This is essential for follow-ups at the BBMP office. A valid Khata transfer helps link the property to your bank account, update debit card or savings account records and securely apply for an education loan or home improvement loan.
Can You Transfer Khata Without a Sale Deed?
No. The sale deed is one of the most critical documents for a successful Khata transfer. It proves legal ownership of the property and is mandatory during the application. In exceptional cases, like inheritance or a legal decree, alternatives like a gift deed, a will or a court order can substitute for a sale deed. These still require documentation and approvals.
What’s the Difference Between Khata Registration and Khata Transfer?
Understanding the difference between Khata registration and Khata transfer in Bangalore is essential when dealing with property ownership under the BBMP jurisdiction.
Khata registration refers to creating a new Khata certificate for a property that has never been registered with the BBMP office, typically newly developed sites, plots in new layouts or post-construction units. This process is essential to bring the property under the tax net and make it eligible for legal services like property registration, utility connections and loan approvals, such as education loans, home improvement loans or fixed deposit-based credit.
On the other hand, a Khata transfer occurs when ownership changes hands due to a sale or inheritance via a gift deed or a court decree. The data transfer process in Bangalore involves updating the BBMP's records with the new owner's name by submitting necessary documents such as the sale deed, encumbrance certificate or possession certificate and paying the applicable transfer fee.
Whether you're applying for a new B Khata property or updating an existing e-Khata, the core distinction lies in registering the property for the first time or executing an ownership transfer through online or offline Khata transfer.
How Khata Transfer Affects Your Finances and Utilities
A valid Khata certificate is not just a legal formality—it carries significant financial weight, especially in Bangalore’s evolving real estate landscape. A successful Khata transfer in Bangalore ensures that the BBMP office officially recognises your property, allowing you to carry out essential transactions and apply for various financial services.
Your Khata certificate and Khata extract are mandatory to open a bank or savings account linked to your property. These documents are also required when applying for a home improvement loan, an education loan or pledging the property as collateral for a fixed deposit.
You’ll need a valid Khata to update utility records for water and electricity and pay property tax. It is also vital to obtain an occupancy certificate, secure building permits or complete property registration during resale or inheritance, whether via a sale or gift deed.
If you're going through the Bangalore Khata transfer online, ensure your debit card, PAN and KYC details match your updated property details. Also, keep your latest encumbrance certificate, possession certificate and property identification number aligned across records to avoid rejections during future Khata transfers or loan approvals.
Conclusion
A Khata transfer in Bangalore is a mandatory process every property owner must complete to legalise ownership and access financial services. From understanding Khata certificate types to calculating Bangalore Khata transfer charges, this guide simplifies everything you need to know.
Digitisation has made the Bangalore Khata transfer online process more accessible, efficient, transparent and less paperwork-heavy. However, having a solid understanding of the Khata transfer process in Bangalore, staying organised with the necessary documents and verifying your property details can prevent delays and rejections.
Whether buying a new apartment, inheriting a house or regularising B Khata properties, completing your BBMP Khata transfer efficiently ensures peace of mind and smooth ownership in India’s vibrant real estate market.
FAQs
1. What is the mutation fee for eKhata in Bangalore?
The mutation fee (Khata transfer fee) is 2% of the stamp duty paid at registration, with a minimum of ₹500. For eKhata, an additional processing fee of ₹170 applies, along with an application fee of ₹110. Verify current fees on the e-Aasthi portal before payment.
2. What is the difference between Khata registration and Khata transfer?
Khata registration creates a new Khata entry for a property entering BBMP records for the first time. Khata transfer updates an existing Khata with the new owner's name after a sale, inheritance or gift. Most flat buyers from builders need a transfer, not a fresh registration.
3. What is A Khata and B Khata?
A Khata is issued for properties that are legally approved and fully compliant with BBMP building regulations — required for home loans and construction permits. B Khata is issued for properties with irregularities or in areas not yet fully regularised by BBMP. B Khata properties face restrictions on loans and building permits.
4. How long does Khata transfer take in Bangalore?
Standard online applications through the e-Aasthi portal take 15–30 working days. Applications requiring physical site verification by the revenue officer take 30–45 working days. B Khata conversions and complex cases may take longer.
5. Is Khata transfer mandatory after buying a flat in Bangalore?
Yes. Khata transfer is mandatory after purchasing any property in Bangalore. Without it, property tax notices continue in the previous owner's name, and you cannot apply for home loans, building plan approvals or utility connections in your name.
6. Can Khata transfer be done without the previous owner?
Yes. For purchase-based transfers, the buyer can apply independently using the registered sale deed, EC and other documents — no cooperation from the previous owner is required. For inheritance cases, a legal heir certificate and death certificate are sufficient.
MUST READ
Looking for something specific?
We'd be delighted to help you.
